The Money Pit

The age old premise of “What would you do if you knew you could not fail?” seems to taunt me constantly.

What would I do? Initially, I’d like to think that I would do something grandly romantic, like tell a guy I liked them knowing I couldn’t be rejected. But the more that idea percolates, the less it appeals. It would be such a fleeting victory and could lead to heartbreak down the road. The premise suggests you’ll win once, not win forever.

No, my idea is more practical. If I knew I could not fail, I would call up the company that holds all my student loans (about $20k worth now) and ask to have all of it forgiven. Right now, that sounds incredibly appealing. What would it be like to not have a student loan payment every month? What would it be like to no longer have student loan debt? Indescribable.

I’m getting a little emotional just thinking about the possibility of ever even paying off this debt. There are many people out there who say that those with student loans should pay them off, no matter what. If you borrowed the money and used it to actually pay for something, why shouldn’t you pay it back? I’d like to turn around and ask who’s bright idea it was to loan nearly $30,000 dollars to an 18 year old kid who’s never lived on her own before? If this situation was looked at from a risk/reward perspective, the loan company took a risk and risked badly. Who’s to blame? Me being dumb enough to signing the promissory notes for all these loans? Or the loan company for being dumb enough to loan it to me in the first place? It’s an argument I’m tired of cycling through.

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